:root{
  --navy:#14283d; --navy2:#1d3450; --teal:#14668c; --copper:#9a6a2f; --copper-dk:#7f581f;
  --gold:#d9b779; --ink:#1f2733; --muted:#5b6b7a; --line:#e5eaf0; --bg:#ffffff; --alt:#f4f7fa;
  --display:"Libre Franklin", system-ui, sans-serif; --body:"Inter", system-ui, sans-serif; --wrap:1120px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--body);color:var(--ink);background:var(--bg);line-height:1.62;font-size:17px;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{font-family:var(--display);line-height:1.13;color:var(--navy);font-weight:800;letter-spacing:-0.01em}
a{color:var(--teal);text-decoration:none}
p{color:#38444f}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
section{scroll-margin-top:78px}
.eyebrow{font-family:var(--display);text-transform:uppercase;letter-spacing:.16em;font-size:12.5px;font-weight:700;color:var(--copper)}
.btn{display:inline-block;font-family:var(--display);font-weight:700;font-size:15.5px;padding:14px 24px;border-radius:8px;border:2px solid transparent;cursor:pointer;transition:.18s;letter-spacing:.01em}
.btn-primary{background:var(--copper);color:#fff}
.btn-primary:hover{background:var(--copper-dk)}
.btn-gold{background:var(--gold);color:var(--navy)}
.btn-gold:hover{background:#c9a763}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.4)}
.btn-ghost:hover{border-color:var(--gold);color:var(--gold)}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
.link-more{font-family:var(--display);font-weight:700;color:var(--teal);font-size:15px}
.link-more:hover{color:var(--copper)}

header.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav-in{display:flex;align-items:center;justify-content:space-between;height:70px}
.brand{display:flex;align-items:center;gap:11px}
.brand .mark{width:34px;height:38px;flex:none}
.brand b{font-family:var(--display);font-weight:800;color:var(--navy);font-size:18px;line-height:1;letter-spacing:-.01em}
.brand em{display:block;font-size:10px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--copper);margin-top:3px;font-style:normal}
.nav-links{display:flex;align-items:center;gap:28px}
.nav-links a{color:var(--navy);font-weight:600;font-size:15px}
.nav-links a:hover,.nav-links a.active{color:var(--teal)}
.nav-cta{padding:10px 18px !important;font-size:14px !important;color:#fff !important}
.nav-cta:hover{color:#fff !important}

.hero{position:relative;background:var(--navy);color:#fff;overflow:hidden}
.hero .shieldbg{position:absolute;right:-90px;top:-40px;width:520px;opacity:.06;pointer-events:none}
.hero-in{position:relative;padding:94px 0 100px;max-width:760px}
.hero .eyebrow{color:var(--gold)}
.hero h1{color:#fff;font-size:clamp(34px,5vw,54px);margin:18px 0 20px;letter-spacing:-.02em}
.hero p.lead{font-size:20px;color:#cdd8e4;max-width:620px;margin-bottom:32px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;align-items:center}
.trust{margin-top:34px;display:flex;gap:22px;flex-wrap:wrap;color:#9fb1c4;font-size:13.5px;font-weight:600}
.trust span{display:flex;align-items:center;gap:7px}
.trust .dot{width:6px;height:6px;border-radius:50%;background:var(--gold)}

.page-hero{background:var(--navy);color:#fff;padding:62px 0 54px;position:relative;overflow:hidden}
.page-hero .shieldbg{position:absolute;right:-70px;top:-30px;width:360px;opacity:.06}
.page-hero .eyebrow{color:var(--gold)}
.page-hero h1{color:#fff;font-size:clamp(30px,4.4vw,46px);margin:12px 0 12px;max-width:840px;position:relative}
.page-hero p{color:#cdd8e4;font-size:19px;max-width:660px;position:relative}

.sec{padding:80px 0}
.sec.alt{background:var(--alt)}
.sec-head{max-width:700px;margin-bottom:42px}
.sec-head h2{font-size:clamp(27px,3.4vw,38px);margin:12px 0 14px}
.sec-head p{font-size:18px;color:var(--muted)}

.problems{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.prob{background:#fff;border:1px solid var(--line);border-radius:12px;padding:26px 24px;border-top:3px solid var(--copper)}
.prob p{font-weight:600;color:var(--navy);font-size:16.5px}

.cards{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:28px;transition:.18s}
.card:hover{border-color:var(--teal);box-shadow:0 10px 30px rgba(20,40,61,.07);transform:translateY(-2px)}
.card .ico{width:42px;height:42px;border-radius:10px;background:#eef4f8;display:flex;align-items:center;justify-content:center;margin-bottom:16px}
.card .ico svg{width:22px;height:22px}
.card h3{font-size:20px;margin-bottom:8px}
.card p{font-size:15.5px}
.note{margin-top:26px;background:#fff;border-left:4px solid var(--gold);border-radius:6px;padding:16px 20px;color:var(--navy);font-weight:500;font-size:15.5px}
.note b{color:var(--copper)}

.svc-list{display:flex;flex-direction:column;gap:20px}
.svc{background:#fff;border:1px solid var(--line);border-radius:14px;padding:28px 30px;display:grid;grid-template-columns:46px 1fr;gap:22px}
.svc .ico{width:46px;height:46px;border-radius:11px;background:#eef4f8;display:flex;align-items:center;justify-content:center}
.svc .ico svg{width:24px;height:24px}
.svc h3{font-size:21px;margin-bottom:7px}
.svc p{font-size:15.5px}
.svc .best{margin-top:11px;font-size:14.5px;color:var(--muted)}
.svc .best b{color:var(--copper)}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px}
.chip{background:var(--alt);border:1px solid var(--line);border-radius:999px;padding:6px 13px;font-size:12.5px;font-weight:600;color:var(--navy)}

.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.step .n{font-family:var(--display);font-weight:800;font-size:15px;color:#fff;background:var(--copper);width:34px;height:34px;border-radius:50%;display:flex;align-items:center;justify-content:center;margin-bottom:14px}
.step h3{font-size:18px;margin-bottom:7px}
.step p{font-size:15px}

.why{background:var(--navy);color:#fff}
.why .eyebrow{color:var(--gold)}
.why h2{color:#fff}
.why-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px 40px;margin-top:8px}
.why-item{display:flex;gap:14px;padding:14px 0;border-bottom:1px solid rgba(255,255,255,.09)}
.why-item .ck{flex:none;width:26px;height:26px;border-radius:50%;background:rgba(217,183,121,.16);display:flex;align-items:center;justify-content:center;margin-top:2px}
.why-item .ck svg{width:14px;height:14px}
.why-item b{color:#fff;font-family:var(--display);font-weight:700;display:block;margin-bottom:2px;font-size:16px}
.why-item span{color:#b9c6d4;font-size:15px}

.about-grid{display:grid;grid-template-columns:280px 1fr;gap:46px;align-items:start}
.headshot{aspect-ratio:1;border-radius:16px;background:linear-gradient(150deg,var(--navy),var(--navy2));display:flex;flex-direction:column;align-items:center;justify-content:center;color:var(--gold);border:1px solid var(--line)}
.headshot .init{font-family:var(--display);font-weight:800;font-size:54px;letter-spacing:.02em}
.headshot small{color:#9fb1c4;font-size:11px;letter-spacing:.12em;text-transform:uppercase;margin-top:6px}
.about p{font-size:17px;margin-bottom:16px}
.cred-groups{display:grid;grid-template-columns:1fr 1fr;gap:22px 40px;margin-top:26px}
.cred-group h4{font-size:12.5px;text-transform:uppercase;letter-spacing:.1em;color:var(--copper);margin-bottom:8px;font-family:var(--display)}
.cred-group ul{list-style:none}
.cred-group li{padding:3px 0 3px 18px;font-size:15px;color:var(--ink);position:relative}
.cred-group li::before{content:"";position:absolute;left:0;top:11px;width:6px;height:6px;border-radius:50%;background:var(--gold)}

.about-teaser{display:grid;grid-template-columns:180px 1fr;gap:34px;align-items:center}
.about-teaser .mini{aspect-ratio:1;border-radius:14px;background:linear-gradient(150deg,var(--navy),var(--navy2));display:flex;flex-direction:column;align-items:center;justify-content:center;color:var(--gold)}
.about-teaser .mini .init{font-family:var(--display);font-weight:800;font-size:38px}
.about-teaser .mini small{color:#9fb1c4;font-size:9px;letter-spacing:.1em;text-transform:uppercase;margin-top:5px}

.cta{background:var(--copper);color:#fff}
.cta-in{padding:58px 0;display:flex;align-items:center;justify-content:space-between;gap:30px;flex-wrap:wrap}
.cta h2{color:#fff;font-size:clamp(24px,3vw,32px);max-width:560px}
.cta p{color:#fbeede;margin-top:8px;font-size:16.5px}
.cta .contact-line{margin-top:14px;font-family:var(--display);font-weight:700;font-size:17px;color:#fff}
.cta .contact-line a{color:#fff;border-bottom:1px solid rgba(255,255,255,.5)}

.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}
.cinfo{display:flex;flex-direction:column;gap:14px}
.cinfo .row{display:flex;align-items:center;gap:13px;font-size:17px;color:var(--navy);font-weight:600}
.cinfo .row .k{width:34px;height:34px;border-radius:8px;background:var(--alt);display:flex;align-items:center;justify-content:center;font-family:var(--display);font-weight:800;color:var(--copper);font-size:13px;flex:none}
.cinfo .row a{color:var(--navy)}
.cbox{background:var(--navy);color:#fff;border-radius:16px;padding:34px}
.cbox h3{color:#fff;font-size:22px;margin-bottom:8px}
.cbox p{color:#c1cdda;margin-bottom:22px;font-size:15.5px}
.cbox .btn{width:100%;text-align:center;margin-bottom:10px}
.areas{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px}

.prose{max-width:760px}
.prose h2{font-size:24px;margin:28px 0 10px}
.prose p{margin-bottom:14px;font-size:16.5px}
.prose ul{margin:0 0 14px 22px}
.prose li{margin-bottom:6px}

footer{background:#0f1f30;color:#8fa1b4;padding:44px 0;font-size:13.5px}
.foot-top{display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap;padding-bottom:20px;border-bottom:1px solid rgba(255,255,255,.08);margin-bottom:20px}
.foot-brand{display:flex;align-items:center;gap:10px;color:#fff;font-family:var(--display);font-weight:800;font-size:17px}
.foot-brand .mark{width:26px;height:29px}
.foot-links a{color:#b9c6d4;margin-left:18px;font-weight:600}
footer a{color:#b9c6d4}
.foot-legal{line-height:1.9}
.foot-legal .name{color:#b9c6d4}

@media (max-width:900px){
  .about-grid{grid-template-columns:1fr;gap:26px}.headshot{max-width:240px}
  .why-grid,.cred-groups{grid-template-columns:1fr}
  .contact-grid{grid-template-columns:1fr;gap:26px}
  .about-teaser{grid-template-columns:1fr;gap:22px}.about-teaser .mini{max-width:160px}
}
@media (max-width:760px){
  .hamburger{display:flex}
  .nav-in{position:relative}
  .nav-links{position:absolute;top:70px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:6px 0 14px;display:none;border-bottom:1px solid var(--line);box-shadow:0 14px 26px rgba(20,40,61,.10)}
  .nav-toggle:checked ~ .nav-links{display:flex}
  .nav-links a{display:block;padding:13px 24px;border-bottom:1px solid var(--line);font-size:16px;color:var(--navy)}
  .nav-links a.nav-cta{margin:12px 24px 0;text-align:center;border-bottom:0;padding:12px 18px;color:#fff}
  .problems,.cards{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr 1fr;gap:26px 20px}
  .hero-in{padding:70px 0 78px}
  .svc{grid-template-columns:1fr}
  .foot-top{flex-direction:column;align-items:flex-start}.foot-links a{margin:0 18px 0 0}
}
@media (max-width:460px){.steps{grid-template-columns:1fr}}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none !important}}


/* ---- added: hamburger, testimonials, faq, contact form ---- */
.nav-toggle{display:none}
.hamburger{display:none;flex-direction:column;gap:5px;cursor:pointer;padding:9px 6px;background:none;border:0;align-items:center}
.hamburger span{display:block;width:24px;height:2.5px;background:var(--navy);border-radius:2px}

.tst-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.tst{background:#fff;border:1px solid var(--line);border-radius:14px;padding:26px;border-top:3px solid var(--gold)}
.tst p{font-size:15.5px;color:var(--ink);font-style:italic;margin-bottom:14px}
.tst .who{font-family:var(--display);font-weight:700;color:var(--navy);font-size:14px;font-style:normal}
.tst .who span{display:block;color:var(--muted);font-weight:500;font-size:13px;margin-top:2px}

.faq-list{max-width:840px}
.faq-item{border:1px solid var(--line);border-radius:12px;margin-bottom:12px;background:#fff;overflow:hidden}
.faq-item summary{cursor:pointer;padding:18px 22px;font-family:var(--display);font-weight:700;color:var(--navy);font-size:17px;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:16px}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"+";color:var(--copper);font-size:24px;font-weight:400;flex:none;line-height:1}
.faq-item[open] summary::after{content:"\2212"}
.faq-item .a{padding:0 22px 20px;color:#38444f;font-size:15.5px}
.faq-item .a p{margin-bottom:10px}

.formcard{background:#fff;border:1px solid var(--line);border-radius:16px;padding:32px;box-shadow:0 10px 30px rgba(20,40,61,.06)}
.formcard h3{font-size:21px;margin-bottom:6px}
.formcard>p{color:var(--muted);font-size:15px;margin-bottom:18px}
.form{display:flex;flex-direction:column;gap:11px}
.form label{font-family:var(--display);font-weight:600;font-size:13.5px;color:var(--navy);margin-bottom:-5px}
.form input,.form textarea{font-family:var(--body);font-size:15px;padding:12px 14px;border:1px solid var(--line);border-radius:8px;background:#fff;color:var(--ink);width:100%}
.form input:focus,.form textarea:focus{outline:2px solid var(--teal);border-color:var(--teal)}
.form textarea{min-height:110px;resize:vertical}
.form .btn{border:0;margin-top:6px;cursor:pointer}
.form-note{font-size:12.5px;color:var(--muted);margin-top:6px}
@media (max-width:760px){.tst-grid{grid-template-columns:1fr}}

.headshot img{width:100%;height:100%;object-fit:cover;border-radius:16px;display:block}
.about-teaser .mini img{width:100%;height:100%;object-fit:cover;border-radius:14px;display:block}

.foot-social{display:inline-flex;align-items:center;color:#b9c6d4;margin-left:18px;vertical-align:middle}
.foot-social svg{width:20px;height:20px}
.foot-social:hover{color:#d9b779}
.li-link{display:inline-flex;align-items:center;gap:8px;font-family:var(--display);font-weight:700;color:var(--teal)}
.li-link svg{width:20px;height:20px;fill:currentColor}
.li-link:hover{color:var(--copper)}

.leadmag{display:flex;align-items:center;justify-content:space-between;gap:28px;flex-wrap:wrap;background:#fff;border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:14px;padding:30px 34px}
.leadmag h2{font-size:clamp(22px,2.6vw,28px)}